DBSKN performs the following agency operations on behalf of the Government of St.Kitts & Nevis. The Agency is divided into seven (7) distinct sub- divisions:-
- Development Finance Corporation Portfolio
- Shelter Mortgage Programme
- Student Loan Scheme
- Industrial Estate Programme
- Civil Servants' Mortgage Scheme
DBSKN performs similar type of Agency operations for the St.Christopher & Nevis Social Security Board for:-
- Student Loans
- Low and Middle Income Housing